Financial Technology Development Directions and Risks (2012–2022) — A Knowledge Mapping Analysis Based on CiteSpace
Journal: Modern Economics & Management Forum DOI: 10.32629/memf.v7i2.5176
Abstract
With the advancement of science and technology, financial technology is affecting all aspects of enterprise production. This paper takes financial technology as the research object and, based on literature visualization, conducts a literature review and research outlook on the connotation, development direction, and risks of financial technology. Firstly, the definition of financial technology is clarified to specify its essence, then the development direction of financial technology is elaborated, and finally, the potential risks of financial technology are described. In combination with the current economic situation of mixed ownership in China, suggestions are put forward to effectively avoid risks in the market economy.
Keywords
financial technology; development direction; risks; literature visualization
Full Text
PDF - Viewed/Downloaded: 2 TimesReferences
[1] Deng Chuyao, Fintech, Innovation Resource Allocation, and Total Factor Productivity. Technology Economy and Management Research, 2022(09): pp. 26-32.
[2] Luo Yunfeng, Wang Huilong, and Li Wenlong, Fintech, Corporate Financial Flexibility, and Innovation Investment Driving. Finance and Accounting Monthly, 2022(11): pp. 66-73.
[3] Liu Mengfei and Luo Xiaowei, Fintech, Risk Contagion, and Banking Systemic Risk. Comparative Economic and Social Systems, 2022(03): pp. 72-87.
[4] Schallmo, D., C.A. Williams, and L. Boardman, Digital Transformation of Business Models—Best Practice, Enablers, and Roadmap. International Journal of Innovation Management, 2017. 21(08): p. 1740014.
[5] Li Yueran and Chen Zhongyang, Developing Fintech: Impacts and Countermeasures. Science and Technology Management Research, 2021. 41(24): pp. 18-26.
[6] Yang Zihui, Chen Yutian, and Lin Shihan, Literature Review on Systemic Financial Risk: Status, Development, and Outlook. Financial Research, 2022(01): pp. 185-206.
[7] Chen Wei, Research on Risk Audit of Fintech Biometric Identification Systems. Accounting Friend, 2022(12): pp. 2-7.
[8] Yang Zihui and Zhou Yinggang, Global Systemic Financial Risk Spillover and External Shocks. Chinese Social Sciences, 2018.
[2] Luo Yunfeng, Wang Huilong, and Li Wenlong, Fintech, Corporate Financial Flexibility, and Innovation Investment Driving. Finance and Accounting Monthly, 2022(11): pp. 66-73.
[3] Liu Mengfei and Luo Xiaowei, Fintech, Risk Contagion, and Banking Systemic Risk. Comparative Economic and Social Systems, 2022(03): pp. 72-87.
[4] Schallmo, D., C.A. Williams, and L. Boardman, Digital Transformation of Business Models—Best Practice, Enablers, and Roadmap. International Journal of Innovation Management, 2017. 21(08): p. 1740014.
[5] Li Yueran and Chen Zhongyang, Developing Fintech: Impacts and Countermeasures. Science and Technology Management Research, 2021. 41(24): pp. 18-26.
[6] Yang Zihui, Chen Yutian, and Lin Shihan, Literature Review on Systemic Financial Risk: Status, Development, and Outlook. Financial Research, 2022(01): pp. 185-206.
[7] Chen Wei, Research on Risk Audit of Fintech Biometric Identification Systems. Accounting Friend, 2022(12): pp. 2-7.
[8] Yang Zihui and Zhou Yinggang, Global Systemic Financial Risk Spillover and External Shocks. Chinese Social Sciences, 2018.
Copyright © 2026 Ji Ling, Yan Xiang, Chunxue Liu
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
