A New Model of Education Investment Driven byDigital Economy and its Asset AllocationResearch

Journal: Region - Educational Research and Reviews DOI: 10.32629/rerr.v7i8.4510

Huixin Zhou

Master of Finance, The Paul Merage School of Business at University of California, Irvine

Abstract

The digital economy wave has reshaped the investment landscape and value creation models in the education sector. This study identifies three emerging investment patterns through analyzing the digital transformation pathways of traditional education investments: platform ecosystem models, industrial chain integration models, and data-driven models. The research reveals that online education platforms, educational technology, and personalized learning systems have become hotspots for investment. However, these models face challenges including technological iteration, regulatory policies, and market acceptance. Based on differences in risk-return characteristics, the study constructs a diversified asset allocation framework and proposes dynamic adjustment mechanisms and performance evaluation systems. The findings demonstrate that rational asset allocation strategies can effectively balance long-term value and short-term returns in education investments, providing theoretical guidance and practical references for investors in the digital education field.

Keywords

digital economy, education investment, asset allocation, investment model, risk management

References

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